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DTJ

That is why they are even available... If it always put the customer ahead, the industry would disapper. I have never purchased one myself, but I have recommended it based on the vehicle.

Examples: Blazer Jimmy Trailblazer Envoy? Better get a warranty. Parts prices have come down a lot over the past few years, but on the Blazer-Jimmy, you WILL replace the front hubs. they were ~$400.00, now around ~$200.00. The 4L60E transmission in the S10 series vehicles gets tortured somehow - the sun shell breaks & strips... & valve body issues abound... $450.00 part (coming down). Trailblazer-Envoy problems are coming up now too.

All-wheel drive Venture vans & siblings - get a warranty. These will nickel, dime, dollar & C-note you to the poor house.

Any GM V Engine wDexCool, esp. 4.3,3.4,3.1 V-6 & 4.8,5.3,5.7 V-8 is going to need intake gaskets changed out. Some iron heads - 4.3 & 5.7 esp., will need replacement too due to corrosion issues wDexCool and a faulty gasket design.

Crown Vic or Taurus? No warranty needed, for example. Explorer? Better get one - esp. 2002 & up models for driveline issues. Almost all 97-up OHC 4.0 will eventually throw a CEL-SES light for intake gasket leaks(poor cold idle comes along with this). Chain tensioner will have to be updated too when it gets noisy.

The 32 valve Ford Triton 5.4 has a particularly nasty engine miss issue that results from sticking valves in the guides. The body must come OFF your Navigator to do this job!

It really depends on the vehicle.

"NEVER buy a warranty" is too strong a statement.

Rob