You can't park a car on the street a get leave 'borrowed' it
Does your policy actually say that, or is that simply the way you choose to interpret that particular clause? I'd say you're interpreting the clause too literally. You seem to forget that for the purpose of the road traffic act, no cars are insured. Only drivers are insured for any claim made by a third party as a consequence of their use of a car.
If your interpretation is true why not extend it to say that if you stop and park somewhere public to admire the view, whilst sitting in it, the insurance doesn't cover you because you've stopped driving it?
Do you honestly believe that the cover 'switches off' when you get out of the car, and only 'switches on' again when you get back in?
ABOUT TIME 1243car, car, clearly to that the should That may be the case in general, but as...
You certainly wouldn't be able to use someone else's insurance to
No one is suggesting that cover under the clause is anything more than it actually states. Ie, it only gives insurance cover for a driver to drive borrowed car on public roads. Nothing else.
So I doubt a borrowed car would be
If you were in charge of it at the time, why shouldn't it? Would the situation be any different if you parked the borrowed car, fell asleep in it, and it rolled down the hill? The consequences could be exactly the same. The common factor would be that in both cases, you were in charge of the car. whether asleep or merely in the vicinity. Mike.
