stonechip?
"caused it"? By driving down a road, and some stone getting flipped up from my tyres?
Sorry, I'm not seeing the negligence there. I don't see as a driver how I could have reasonably avoided that - if it was something very small on the carriageway that could be easily spotted, and should be avoided.
Were it something falling off my car, through negligence or neglect - possibly probably a different matter.
your
That's why I used the word "tend".
You can only be sued, or likely claimed from, though, if you've been negligent. If not, you have nothing to answer for, as you couldn't have avoided it.
Well yes, but all this has got rather conflated from what I originally answered.
I've never said you do claim from the car, or that the car could be negligent.
I've merely pointed out that if the car is unattended, it's not being "driven" however, will still be considered being "used" if it's on a public road. And if the last driver, nor the owner keeper, isn't negligent, how can they be sued?
I've cited a court case that ruled that a car was deemed as being "used" on the road, when it was parked, and not capable of being driven. And as such, the court judge ruled that the car needed to be covered by an insurance policy. And an insurance policy isn't going to be providing cover for this vehicle, if it's only providing 3rd party cover when the policyholder is driving it.
only stonechip
you can only sue if there's negligence. And quite likely you can only claim off somebody else's policy if there's negligence.
