Bollocks.
Do not get an "Any Car" policy confused with the catch-all "Somebody else's car" clause on most policies.
No. The driver must have insurance for that car - be that under a specific policy or a cover-all "Any Car" policy.
There is no difference to the insurance requirements for traders, for private individuals, companies, or the friggin' tooth fairy.
Any car must be covered by an insurance policy while it's on the road. The ONLY exception - and even that's a partial exemption - to that is if it's "self-insured", which requires a deposit of a mill-and-a-bit or something equivalently hyooge.
There are no "exemptions for traders". It just happens that the motor trade are the people who can most easily buy "any car" policies.
Yes.
Yes, it is.
If I had a policy that gave me a certificate that said "Any car owned by or leased to" (as they often used to) then no problem. I'd *love* to find an insurer that would do me an "Any Vehicle" policy, since I've currently got five cars insured.
particular policy or not doesn't change the Road Traffic Act.
I doubt any sane insurer would cover a 17yo chav lottery winner for a brand spankin' Phantom or Maranello. Doesn't mean the insurance rules are any different for him.
Unless he has an "Any Car" policy. Of which the most common type is a "Motor Trade" policy.
Once again, no.
