That bit above.
It's a database of some vehicles that have insurance policies with their registration numbers explicitly stated on them.
Read this next bit.
See where it might apply to your buttumption?
Yes. Not easily, but there's absolutely nothing to prohibit it. That's ALL that a "Motor Trade" policy is. An "Any car" policy that is usually sold to somebody in the motor trade to cover cars that flit in and out of their risk in the course of their business.
Yes.
No.
Read your insurance certificate. It says that "Mr D. Hall" is covered. It may include Mrs Hall. It may include Hall jr. It may include "Any driver over 21" - but "The Insured" is Mr D Hall. It happens to specify a particular car, but it doesn't *have* to. It might say "Any car owned by or leased to".
Then it'll be covered. UNLIKE if you've been driving it under the "Somebody else's car" clause on your own policy for another vehicle.
Because THE VEHICLE is "taxed" - not the driver. It's perfectly possible for a car to be insured but not on the MIB database - which doesn't pretend to be exhaustive.
No, I disagreed with the conclusions you were drawing about policies as a result of that.
Not at all. A car must be insured. It doesn't *have* to be under a policy that explicitly specified the VRM on the certificate.
No. The rules are the same. A trader can't renew under the online, because the VRM probably won't be on the MIB. Doesn't mean it's uninsured.
The contention you gave is wrong.
You need to prove that the vehicle's insured. You need to prove it's MOTd, if applicable. You need to produce a V11 or V5-V5C and V10. You need to pay, if applicable. You need to produce any other documentation required.
Easily. Just the same as a trader can. Go into the PO, hand the paperwork over, and - if asked - point out how the certificate covers it. Say "Thank you". Put new VED in windscreen.
Which bears what relationship to the price of fish?
Show me where it backs your theory up.
Right. And you can't see the parallels?
Indeed. And - guess what? - he wouldn't be on the MIB db.
Yes, it is. The majority of private motorists would have no use for a policy covering more than one or two cars anyway.
But "the majority" != "all", and it certainly doesn't mean that the rules say you can't.
So?
Try and tax a car online without the V11 or *absolute* latest V5-V5C. You can't. I know. I tried last week. DVLA reckon they sent me a V5C - I've not received it. I didn't receive the V11. The doc ref off the last V5 didn't work.
Try and tax your car online, without it having a computerised MOT - doesn't mean it's not MOTd.
Try and tax a car registered as free tax because of a disability online - you can't, because you need to produce the disability certificate.
Try and renew *anything* slightly out of the ordinary online. You can't. It caters for most normal situations, but not everything.
