Insurance write off

Les Hemmings

It may help a bit but it's certainly not worth paying a bodyshop to repair all that.

You will be offered their idea of the value of the car minus the excess which of course you can argue over if you feel it is too low. Be prepared to have to search autotrader to prove that you can't buy a similar vehicle for less than £love

If you wanted to keep the car you would be able to do so and would get the agreed value minus the excess , minus the vehicles value as scrap (a hundred quid or so possibly) and can then do what you want with that money including buying bits from a scrappy to fix it if you think thats worthwhile.

It will be recorded as a written off vehicle but as it's second hand value is so low anyway that won't make much difference to you.

I had a bike that was "written off" after a minor accident as they didn't want to bother sourcing parts from Japan and I got about a grand for pre-accident value minus salvage value.

Judicious use of a hammer and blowtorch had bits bent back into shape for a total cost of zero and I carried on riding it for a good while after. It had a new scrape on the swinging arm and I had to declare it as a write off when I sold it which hurt resale by a couple of hundred quid but that still left me better off.

-- Alex

Piece by piece the penguins have taken my sanity www.drzoidberg.co.uk www.ebayfaq.co.uk