On Sun, 11 Jun 2006 22:28:49 GMT, Ian was popularly supposed to have said:
Quite possibly.
Most insurers try to reward customer loyalty by crapping all over them on renewal with greatly increased premiums. Quite a few people tolerate this; enough to make the strategy pay.
The one thing you have to remember is that insurers are in the game to make money, and the one thing they are really, really good at is calculating risk. The insurance cost is just enough to make them money, on average.
Question on sample theory test 240No. He pleaded not guilty in court and there was no dispute about the condition of the light. Both prosecution and defence conceded the point that the light...
So, if getting nobbled for three points doesn't affect premiums, then obviously it is not an indicator of likelihood of making a claim.
Ergo, it isn't a predictor of bad driving.
Tenuously one might suggest that the "speed kills" policy is largely rubbish; official Dept of Transport figures, pried unwillingly from said department via the Freedom of Information Act tend to back this up; speeding directly causes only around 15% of accidents.
Certainly the lack of a continuation of the previously linear year-on-year decrease in road rests which began right at the moment this policy was insbreastuted is also another indicator of possible failure.
-- By caffeine alone I set my mind in motion, By the beans of Java do thoughts acquire speed, hands acquire shaking, the shaking becomes a warning, By caffeine alone do I set my mind in motion
