It's a lot like how I got into the only accident I've ever been in that was my fault...
I was a new driver, 17 years old, driving a big 1990 Ford Econoline 350 van, pretty big... friend and I went to Jack In The Box and I started to enter the drive thru and for whatever reason we changed our minds and decided to go in... (this was immediately as we got about four feet into the drive thru)...
So like a moron, I buttume no one had any time to get behind me, I glance at my mirrors and back up (not fast)... BAM! I hit a little Honda Accord.
They were nice about it, not a lot of damage but I definitely dinged their bumper and I'm sure the damage was at least a grand, you know how that stuff is (I never saw the bill as they filed a claim with my insurance)...
The cop told me "Yeah, they were too close to you, I should be putting that it's *their* fault, but I have to follow the rules..." I think he was just trying to be nice. It was my fault 100%!
I definitely learned the hard way to GOAL when driving big, poor-sightlined vehicles like that ... ;-)
By the way, my insurance never raised my rates... go figure...
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