You have to show that time could be used to shorten the education process time, which is where you bring in your admittedly special case.
And often, one doesn't need a car to commute. I went to college where a great number of commuters did not use a car. The campus was well served by CTA buses and the 2 'L' lines. Sadly there has not been a metra station, but a couple years ago I heard one is planned. Metra runs right along the campus between the two L lines but did not stop.
You have to show it makes a difference. And since the only way one can cut time off the education process is to have a special case like yours. I knew people who initially lived on campus and then switched to commuting and vice-versa.
You think everyone has access to your special case. Which is far from the truth.
When compared to your special case, which probably doesn't apply to him.
You just admitted there are odds involved. Thanks for agreeing with me. I knew you'd come around. Some may not wish to gamble with being able to find a job that allows them to pay off the note. You might think that's a good gamble. But it doesn't change that it's not a sure thing.
Not having loans worked out well for me, better than if I had them. With loans I would have been forced into a decision, without loans I am free.
And how did you determine that? Yes, I had scholorships. Yes, I had grants. Yes I had parents who paid what the FA report said they should. Yes every dime I earned went to college costs. Had I been left to my own devices I would have bought a 68 plus 1' Boss 429 in HS and sold it for an emense profit at the height of the bubble that would have paid for everything I would have had to pay if only my funds were considered. This is another aspect you don't take into account, in the USA, parents' income and buttets count against you on the FA report. They might not pay a dime towards your education, but the school decides your FA, your real cost with their income in mind.
But we aren't talking about loans to meet the minimum. We are talking about taking on greater college costs and paying for them with loans just to live on campus.
You seem to be under the delusion I am arguing that loans are all around bad. I'm not. However, your special case doesn't apply to most people. And there are many different ways to work out the problem.
It doesn't change the fact that one has to alter the decision process because those notes have to be paid. And I am sure there is some clause about not rejecting job offers in one's field.
No, I told him it wasn't sufficent, what the average was for my degree starting out. He was used to hiring chinese immigrants for pennies on the dollar.
And how did you determine I had 'zero experience' at it?
I've been employed since 1987 or so, from when I was in HS to the present day. Let me tell you something, that 29K a year was 16K BELOW what the job I took paid.
That's not the subject. The subject is taking on OPTIONAL debt. Not manditory Debt. I could have chosen not to work, I could have bought cars, I could have done all kinds of things with my money and had loans. I had loans in my FA package. I simply never took them because that was OPTIONAL. So, I know something about OPTIONAL loans, what this thread branch is about.
But since you can only justify OPTIONAL loans with your special case where OPTIONAL loans allowed you to graduate sooner, you are now trying to change the subject to MANDITORY loans.
Rich folks? Rich? You must be kidding. Rich kids don't go to college next to the stateway gardens housing project on the south side of chicago. The exception was this girl I knew, and I sometimes think she was sent there as some sort of punishment by her father.
Now it seems you want to go on being insulting... But the subject matter remains the same, taking on optional loans. I chose not to take on optional loans. I could have. I could have taken an optional loan, had a nice single room or an apartment. I could have improved my living conditions greatly. And that's what this branch is about right? Taking on an optional loan to improve living conditions for a better academic life, right?
No. Instead I lived in the cruddiest dorm on campus in double room. (although through a quest with the adminstration we got it rennovated so it was much better my junior and senior years) Ever live in a 30 year old building that was supposed to have been torn down once the better dorms were built?
