"JNugent" wrote in message
By driving unsupervised a learner isn't driving in accordance with their licence and is thus uninsured.
Except he has to tell his insurer's something so they can decide on the merits of any claim; his or the other driver's.
When I bought a car to use for teaching my wife to drive I had to tell the insurer about the driving experience of my wife as a named driver. The learner in this case is a named driver and the insurers should be aware that he is a learner. The insurer may want a statement from the 'supervisor' to discover how the accident occurred from the point of view of an experienced driver and possibly make a claim against the supervisor too if they felt he hadn't controlled the learner adequately.
Staying silent isn't likely to be an option. Lying can lead to far greater crimes. I am reminded of a recent case where in order to escape 3 points and a £60 fine for speeding a visitor from abroad was supposed to have been driving the car at the time of the offence. It turned out that this was a pack of lies and if I remember correctly the speeding driver went to prison for a few months for their lies.
Ian
