What a Great New Law!! 2322

I'm starting to get the impression that there really is no sensible comparison to be made -- plainly the social and legal and economic context of the insurance is too different from ours in the US in too many ways. A few of them:

Here, they each get a sum of money (from your insurance company or from you or from whomever) more or less in proportion to the aggresiveness and skill of their lawyers. Or they might be covered in part by their own medical insurance, if any, which then goes after your insurance company and you.

You're getting it for more or less the same price that I pay for "one, three, and one" of liability coverage -- $100k per person, up to a total of $300k per accident, and $100k for property damage -- for two highly experienced drivers with clean records.

And *that's* a lot more car insurance than most Americans probably carry. Never mind totaling a new S-clbutt Mercedes; there are many US states in which the legal minimum of insurance wouldn't replace the better new Hyundais.

buttuming of course that you aren't driving around with no insurance whatsoever, as many Americans do -- and of course they're probably doing so not to make a political statement or to spite the system, but because they're poor, so suing them would be rather pointless. If they hit you, you're essentially on your own (thus the popularity of "uninsured driver" medical coverage as part of a better-grade car insurance package here).

I don't know how your system looks from the inside, but ours is a mess, and the only way to give it some semblance of order and function is to throw lots of money (by working-clbutt standards) at the problem.

Cheers, --Joe

--Joe