The below are lay opinions; someone in this situation may wish to consult an attorney.
Looks like a possibility of a one-year license suspension and-or a $250 fine for being uninsured, should the state elect to pursue the matter.
Whether it comes to their attention depends on what the other driver does. If she makes any insurance claim, it's likely they'll report it (might even be required to do so by their internal policies and procedures; and if the claim is over the $750-or-any-injury reporting threshold, I'd upgrade that to a near certainty.
The insurance company (and this is a particularly large and well established one) has great pragmatic interests in playing along with the system rather than trying to duck and run; and they also want to eliminate any weaknesses in their defenses should a lawsuit ensue.
But wait, there's more! ALL drivers involved (or their insurance companies, acting on their behalf) are supposed to report the accident within ten days, if it's over the reporting threshold.
If one doesn't, and the other motorist (or her insurance company) does, the state may wish to discuss that matter too as long as they're at it.
Not to belabor the original poster with conclusions he probably already reached (albeit belatedly), but there are some strong pragmatic as well as ethical-moral reasons for having insurance.
Basically, if you drive without insurance (as an estimated 1-4 of Californians do -- as many as 1-2 in some counties), and it comes to the attention of the system that you have had an accident, the state owns that part of your butt not reserved for the other driver; the only questions are whether they'll notice and what they'll choose to do about it.
Actually you're lucky at that. Imagine that the accident were more severe, and that you were at fault in the eyes of the court, and somebody sued for, and got, a cut off the top of everything you ever make for quite some time, in lieu of insurance.
Those of us who elect to be good guys and participants in responsible society have to guard ourselves against such risks, in addition to whatever obligation we might feel to comply with the law and stand ready to make good on harm that we accidentally cause to others.
Curious which do you consider worse 2871On Sun, 09 Oct 2005 06:05:07 GMT, laura bush - VEHICULAR HOMICIDE So how would you feel if your tires were slashed? I was the one who brought up this butthole in the first...
The above are lay opinions; someone in this situation may wish to consult an attorney.
Regards, --Joe
